SAN JOSE RATE & HOLDING-PERIOD DESK
Compare a quoted funding fee paid in cash or financed into the loan.
34 tools. One connected workspace.
Loan programs
Compare cash-paid, financed or user-confirmed exempt funding-fee scenarios.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-23.3No VA eligibility or exemption determination. Verify the current fee and loan conditions with VA and the lender.
Get help with my next step ↗Monthly P&I
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
No. Confirm exemption and loan conditions with VA and the lender. The selected exemption only changes this arithmetic scenario.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
No scenarios saved on this device yet.
OPEN METHODS / BETTER QUESTIONS
Apply the entered funding-fee percentage unless the user supplies an exemption; optionally add it to principal.
No VA eligibility or exemption determination. Verify the current fee and loan conditions with VA and the lender.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.
YOUR NEXT STEP / MITEY U.S.
Ask MITEY about the calculation, an assumption or how to organize your next decision. Choose whether to include your scenario.
This is an educational enquiry. It is not a request for a lender quote, approval or regulated mortgage advice.